Homes and dwellings have become more varied and acceptable in times where nothing is absolute. People all over the world live in mansions, huts, villas, condominiums, townhouses, cottages, farmhouses, shelters, hostels, and castles. Art, literature, film, business, and fashion, have all become very broad as far as what is stylish. What is comfortable is based firmly in culture and tradition. Then of course, cost needs to be considered. While inflation is remarkably high currently in the US, the costs of products varies greatly regionally. This has always been the case, as a large single family home in the midwest might only cost a couple hundred thousand dollars. The same home in New York City would cost millions.
In New England and other spots on the east coast, colonial homes are quite popular. These are two-story homes with fireplaces. A lot of times they will have a wood or brick front, and sometimes the windows are placed on the roof itself. Apparently, this style developed from log cabins. Colonial homes are never one story, and are usually a conservative rectagular shape. On the east coast, these houses can run from a couple hundred thousand dollars to millions. These are a very classy, traditional home, and can be financed with a mortgage loan through many brokers. Hawk Mortgage Group, a leading mortgage broker in Maryland, has brokered mortgage loans for hundreds of colonials.
Antebellum architecture in the south, includes Georgians and other mansion style homes. These are popular in South Carolina, Georgia, and the gulf states. A lot of these houses feature, grand and dramatic entrance ways, usually with columns at the front. A large chamber foyer and a sweeping staircase are also prevalent once one enters the house. Antebellum also means “old”. Not literally, but it’s precise definition is before the war. The war being spoken about is the Civil War. These beautiful behemoths are perfectly framed by Spanish moss.
In New York City, there is no place to build. Outward is really no longer an option, so builders and designers have worked upward. You may pay millions for a home in New York, and that home may be a modest apartment. In Manhattan in particular, apartments and condominiums are the vast majority of what is available. Use a trusted mortgage broker to purchase these homes as well. Brokers are able to shop for the best rates from multiple lenders.
Rancher style homes are very common in the midwest. They are also beneficial when located in tornado alley or an area that receives a lot of hurricanes. They have low-lying roofs and are always one story, giving high winds less of a target. Ranch homes have really nice patios in a lot of situations, and are open-layout type interiors. Large windows usually adorn the front of the home.
In the American southwest, Spanish-style homes are popular. Different variations of these houses include mission, adobe, and pueblo. The walls are oftentimes made of stucco, which is very resistant to the elements, in addition to being fire and mold resistant. Stucco doesn’t work well for much of the US, as it retains moisture in humid areas. The dry southwest is the perfect place for this type of home.
There are innumerable versions of houses and homes. The United States in particular is a diverse and large land, with many different climates that affect houses in different ways. Even within the mid-Atlantic region, there are rural farmhouses and upscale apartments. Hawk Mortgage Group is extremely experienced and is one of the leading mortgage brokers in Maryland. A broker can shop for the best rates for your mortgage loan. Jeff Hawk and his team will help secure a mortgage loan that fits best for you and whichever home option you choose.
725 N. Hickory Avenue; Suite 200
Bel Air, MD
Office : 443-619-7900