• REFINANCE
  • HOME LOANS
    • FHA LOANS
    • VA LOANS
    • FIXED-RATE LOANS
    • ADJUSTABLE-RATE LOANS
  • LOAN PROCESS
  • ABOUT US
  • BLOG
  • CONTACT
  • 725 N. Hickory Avenue; Suite 200 Bel Air, MD
  • 443-619-7900
  • info@hawkmortgagegroup.com
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  • REFINANCE
  • HOME LOANS
    • FHA LOANS
    • VA LOANS
    • FIXED-RATE LOANS
    • ADJUSTABLE-RATE LOANS
  • LOAN PROCESS
  • ABOUT US
  • BLOG
  • CONTACT
Free Consultant
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  • REFINANCE
  • HOME LOANS
    • FHA LOANS
    • VA LOANS
    • FIXED-RATE LOANS
    • ADJUSTABLE-RATE LOANS
  • LOAN PROCESS
  • ABOUT US
  • BLOG
  • CONTACT
Free Consultant

The Loan Process

  • Determine How Much You Can Borrow
  • Complete A Pre-Qualification
  • Apply For Your Loan
  • Your Loan Is Funded
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There’s little doubt that getting a mortgage loan is a complicated process. You wouldn’t be looking up loan information if you could get a mortgage loan in a single day by filling out a simple application. But Hawk Mortgage Group does the heavy lifting so you can concentrate on your life rather than the mortgage loan. Getting a home loan involves four major steps.

Step 1: Determine How
Much You Can Borrow

This is a function of a couple things. How much of a monthly payment can you afford? What is the maximum you can borrow from a lender, given your income and credit history? We’ll also help you through different scenarios by asking a few simple questions. Because lender guidelines are fairly standard, we can give you a good idea of how much you can borrow after a short conversation.

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Step 2: Complete A
Pre-Qualification

This step is where Hawk Mortgage Group can begin saving you money. You will give us details about your employment, assets and your residence history. information. We get your permission to pull your credit score and report. After we’ve finished reviewing this information, we’ll provide you with a pre-qualification letter. Your agent will use this letter in order to make the best offer on the home you choose. While you’re deciding on the home that’s right for you, we’re busy researching the loan that’s right for your unique situation.

Step 3: Apply For
Your Loan

Once you’ve made the offer and the sellers have accepted, you should complete the loan application. It couldn’t be easier, and you can apply online, right here on our site. At the end of this step, we will order the appraisal of your new home.

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Step 4 : Your Loan
Is Funded

Your REALTOR® and the seller’s will coordinate to decide on a title company to take care of the funding of your loan. We’ll coordinate with this company to ensure all the papers your lender needs are available, and you’ll probably likely sign all these papers at this company’s office. We do all the work to work with with the title company on your closing date. Because you will not need to coordinate this process, you get to think about the move, if you’re going to repaint, carpet and the fun parts of moving into a new home.

You've answered a few questions, given us detailed information, applied online. Before you know it, you'll be moving!
Hawk Mortgage Group is a mortgage specialist; you're not — so we do the work. Doesn't that make sense?

Have questions about the loan process? Call Hawk Mortgage Group at 443-619-7900.
Hawk Mortgage Group answers loan process questions every day.

Looking for the right home loan?

Get in touch with our Home Loan Expert today! Please fill out the following form to get a fast quote from us.
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NMLS#: 1218967 | www.nmlsconsumeraccess.org

Maryland
License # 21369
Department of Labor,
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Virginia
License # MC-5873
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Contact Us

725 N. Hickory Avenue; Suite 200
Bel Air, MD
Office : 443-619-7900

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