Is your mortgage payment becoming too much to handle?
Refinance your mortgage now.
Save money and meet your goals.
Refinancing Your Home
Whether you are looking to lower your rate, lower your monthly payment or tap into your home’s equity, we are here to determine exactly what type of refinance solution is best for you. Every day, we help our clients to change the terms of their mortgage by refinancing, which allow them to save money for everything else in their life. Contact us today and we’ll help you, too.
Why Should You Refinance Your Mortgage?
Lower
Your Payment
Maximize your monthly income
Shorten
Your Loan Term
Own your home outright
Take
Cash Out
Access cash fast for expenses
Stabilize
Your Payments
Make payments more predictable
Refinancing
Your Home
Lower Your Payment
You can refinance your mortgage and take advantage of lower interest rates to lower your monthly payment. If a lower payment is your primary goal, extending the term of your loan is also help you to lower your monthly payment.
Advantages of lowering your mortgage payments:
- Make it easier to pay your mortgage on time
- Maximize your monthly income
- Improve your financial security
- Save for your child’s college tuition
“by refinancing your loan, total finance charges may be higher over the life of the loan”
Shorten Your Loan Term
You can refinance your mortgage into a shorter term, so you can pay off your mortgage sooner. Shorter repayment periods mean less interest over the life of the loan. You can live debt-free and have full ownership of your home.
Advantages of paying off your mortgage early:
- Own your home outright
- Improve your creditworthiness
- Save money on interest
- Eliminate monthly mortgage payment prior to retirement
Take Cash Out
Would you like to have extra money for your financial needs? You can refinance your mortgage to tap into the equity you’ve built up in your home.
Advantages of a cash-out refinance:
- Get a lower interest rate on your mortgage
- Access cash fast for emergency expenses
- Make value-added home improvements
- Consolidate and pay off high-interest debt
Stabilize Your Payments
Based on your short and long term needs, you can switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage. So you’ll know what your monthly payment is every month.
Advantages of fixed-rate mortgages:
- Make mortgage payments more predictable
- Take advantage of periods of extremely low base interest rates
- Build a balanced monthly budget
- Benefit from some great fixed term deals
Looking to refinance your mortgage payment?
NMLS#: 1218967 | www.nmlsconsumeraccess.org
Department of Labor,
Licensing and Regulations
Virginia State Corporation Commission
Bureau of Financial Institutions
Office of the State
Bank Commissioner
Commonwealth of Pennsylvania
Department of Banking
Department of Insurance,
Securities and Banking
725 N. Hickory Avenue; Suite 200
Bel Air, MD
Office : 443-619-7900